§ 4101 Short Title
§ 4102 Scope
§ 4103 Definition
§ 4104 Creditor\’s Provision of and Charge for Insurance
§ 4106 Unconscionability Resulting From Insurance Charge
§ 4107 Maximum Charge by Creditor for Insurance
§ 4108 Refund or Credit Required; Amount
§ 4109 Existing Insurance; Choice of Insurer
§ 4111 Cooperation Between Administrator and Commissioner of\r\nBanking and Insurance
§ 4201 Term of Insurance
§ 4202 Amount of Consumer Credit Insurance
§ 4203 Filing and Approval of Rates and Forms
§ 4301 Property Insurance
§ 4302 Insurance on Creditor\’s Interest Only
§ 4303 Liability Insurance
§ 4304 Cancellation by Creditor
§ 4401 Cancellation of Insurance Pursuant to a Premium Finance\r\nLoan
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Terms Used In Guam Code > Title 14 > Chapter 4 - Insurance

  • Contract: A legal written agreement that becomes binding when signed.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Statute: A law passed by a legislature.