(a) Every title insurer shall at least thirty days before use, file with the commissioner every form of insurance contract which it proposes to issue as to risks located in this State, together with the forms of all printed endorsements or other modifications of such contracts proposed to be used. Each filing shall be accompanied by a $20 fee payable to the commissioner, which fee shall be deposited in the commissioner’s education and training fund.
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Terms Used In Hawaii Revised Statutes 431:20-121

  • Contract: A legal written agreement that becomes binding when signed.
(b) The commissioner may disapprove any such form if it:

(1) Is in violation of law;
(2) Contains inconsistent, ambiguous or misleading clauses, or exceptions and conditions which deceptively affect the risk purported to be assumed in the general coverage of the contract;
(3) Has any title, heading or other indication of its provisions which is misleading; or
(4) Is printed or otherwise reproduced in such manner as to render any material provision of the form substantially illegible.
(c) The commissioner shall not disapprove any such form after expiration of the initial thirty-day advance filing period except after a hearing thereon held in accordance with chapter 91.
(d) A title insurer shall not use in this State any form while it is so disapproved by the commissioner.

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