(a) No person shall act as an insurer and no insurer shall transact insurance business in this State other than as authorized by a certificate of authority granted to it by the commissioner; except as to such transactions as are expressly otherwise provided in this code.
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Terms Used In Hawaii Revised Statutes 431:3-201

  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
(b) The investigation and adjustment of claims in this State arising under insurance contracts issued by an unauthorized insurer, except surplus line insurance issued pursuant to § 431:8-301, shall be deemed to constitute the transaction of insurance in this State, unless the same are isolated or nonrecurring transactions.
(c) Every certificate of authority shall include but not be limited to:

(1) The name of the insurer and the classes of insurance it is authorized to transact in this State; or
(2) The name of and location of the principal office of its attorney-in-fact if a reciprocal insurer.
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