Terms Used In Hawaii Revised Statutes 443B-10.5

• Client: means a person who offered or extended credit which created a debt, or to whom a debt is owed, and who engages the professional services of a collection agency. See Hawaii Revised Statutes 443B-1
• Collection agency: includes :

  (1) Any person using any name other than the person's own in collecting the person's own claims with the intention of conveying, or which tends to convey the impression that a third party has been employed;

  (2) Any person who, in the conduct of the person's business for a fee, regularly repossesses any merchandise or chattels for another; and

  (3) Any person who regularly accepts the assignment of claims or money due on accounts or other forms of indebtedness and brings suits upon the assigned claims or money due on accounts or other forms of indebtedness in the person's own name; provided that any suits shall be initiated and prosecuted by an attorney who shall have been appointed by the assignee. See Hawaii Revised Statutes 443B-1

• Fiduciary: A trustee, executor, or administrator.