(1) A person shall not sell, solicit or negotiate insurance in this state for any class or classes of insurance unless the person is licensed as a producer for that line of authority in accordance with this chapter.
(2)  A person shall not, for a fee, engage in the business of offering any advice, counsel, opinion or service with respect to the benefits, advantages or disadvantages under any policy of insurance that could be issued in Idaho unless that person is:
(a)  A licensed insurance producer offering advice concerning a class of insurance as to which the producer is licensed to transact business in this state;
(b)  An attorney rendering services in the performance of the duties of an attorney;
(c)  A certified public accountant rendering services in the performance of the duties of a certified public accountant, as authorized by law;
(d)  An actuary rendering actuarial services if such actuary is a member of an organization determined by the director as establishing standards for the actuarial profession;
(e)  A person providing services to producers or authorized insurers only;
(f)  A person rendering services as an expert pursuant to the Idaho rules of evidence;
(g)  An investment adviser, investment adviser representative or federally covered investment adviser as defined in section 30-14-102, Idaho Code; or
(h)  A person rendering such services pursuant to a license issued in accordance with sections 41-1081 through 41-1089 of this chapter [, Idaho Code].