(1) Except as provided in section 41-1619 (other provisions applicable, workmen’s compensation rates), and except as provided in subsection (3) below, this chapter applies to property, marine and transportation, inland marine, casualty (other than workmen’s compensation coverages) and surety (other than the insurance or guaranty of the obligations of employers under workmen’s compensation laws) insurances, as such property, marine and transportation, casualty and surety insurances are defined in chapter 5, title 41, Idaho Code, on risks located or operations to be performed in this state.
(2)  "Inland marine" insurance shall be deemed to include insurance now or hereafter defined by statute, or by interpretation thereof, or if not so defined or interpreted, by ruling of the director, or as established by general custom of the business, as inland marine insurance.
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Terms Used In Idaho Code 41-1401

  • Property: includes both real and personal property. See Idaho Code 73-114
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114
  • Statute: A law passed by a legislature.
(3)  This chapter shall further not apply as to:
(a)  Reinsurance, other than joint reinsurance to the extent stated in section 41-1426;
(b)  Insurance of vessels or craft, their cargos, marine builders’ risks, marine protection and indemnity; or other risks commonly insured under marine, as distinguished from inland marine, insurance policies;
(c)  Insurance against loss of or damage to aircraft or against liability arising out of ownership, maintenance or use of aircraft, nor to insurance of hulls of aircraft, including their accessories and equipment;
(d)  Any domestic self-insurer for fire; or
(e)  Any reciprocal insurer writing hazards or perils for its members exclusively associated with a single industry.