(1) Before issuing a public adjuster license to an applicant under this section, the department shall find that the applicant:
(a)  Is at least eighteen (18) years of age;
(b)  Is eligible to designate this state as his or her home state or is a nonresident who is eligible for a license under section 41-5809, Idaho Code;
(c)  Has successfully passed the public adjuster examination;
(d)  Has not committed any act that is a ground for denial, suspension or revocation of a license as set forth in section 41-5811, Idaho Code;
(e)  Is trustworthy, reliable, and of good reputation, evidence of which may be determined by the department;
(f)  Is financially responsible to exercise the license and has provided proof of financial responsibility as required in section 41-5812, Idaho Code;
(g)  Has paid the fees set forth by rule adopted pursuant to section 41-401, Idaho Code; and
(h)  Maintains an office in the home state of residence with public access by reasonable appointment and/or regular business hours. This includes a designated office within a home state of residence.
(2)  In addition to satisfying the requirements of subsection (1), when applicable, a business entity shall:
(a)  Designate a licensed individual public adjuster responsible for the business entity’s compliance with the insurance laws and rules of this state;
(b)  Designate only licensed individual public adjusters to exercise the business entity’s license; and
(c)  The department may require any documents reasonably necessary to verify the information contained in the application.