Terms Used In Idaho Code > Title 28 > Chapter 44 > Part 4 - Insurance Pursuant to a Premium Finance Loan

• Contract: A legal written agreement that becomes binding when signed.
• Ex officio: Literally, by virtue of one's office.
• Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. ^{Source: OCC}
• Oath: A promise to tell the truth.
• Probate: Proving a will
• State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114