Terms Used In Idaho Code > Title 28 > Chapter 45 > Part 4 - Criminal Penalties

• Annual percentage rate: The cost of credit at a yearly rate. It is calculated in a standard way, taking the average compound interest rate over the term of the loan so borrowers can compare loans. Lenders are required by law to disclose a card account's APR. ^{Source: FDIC}
• Conviction: A judgement of guilt against a criminal defendant.
• Decedent: A deceased person.
• Ex officio: Literally, by virtue of one's office.
• Intestate: Dying without leaving a will.
• person: includes a corporation as well as a natural person;