28-4-401 When Bank May Charge Customer’S Account
28-4-402 Bank’S Liability to Customer for Wrongful Dishonor — Time of Determining Insufficiency of Account
28-4-403 Customer’S Right to Stop Payment — Burden of Proof of Loss
28-4-404 Bank Not Obligated to Pay Check More Than Six Months Old
28-4-404A Bank Shall Provide Notice of Use of Photocopy Check
28-4-404B Statutory Form for Notice of Processing Photocopied Check
28-4-404C When Notice Not Required
28-4-405 Death or Incompetence of Customer
28-4-406 Customer’S Duty to Discover and Report Unauthorized Signature or Alteration
28-4-407 Payor Bank’S Right to Subrogation On Improper Payment
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Terms Used In Idaho Code > Title 28 > Chapter 4 > Part 4 - Relationship Between Payor Bank and Its Customer

  • Account: means any deposit or credit account with a bank, including a demand, time, savings, passbook, share draft, or like account, other than an account evidenced by a certificate of deposit;
Idaho Code 28-4-104
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Arrest: Taking physical custody of a person by lawful authority.
  • Customer: means any person having an account with a bank or for whom a bank has agreed to collect items, including a bank that maintains an account at another bank;
    • Idaho Code 28-4-104
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Fraud: Intentional deception resulting in injury to another.
  • Item: means an instrument or a promise or order to pay money handled by a bank for collection or payment. See Idaho Code 28-4-104
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Month: means a calendar month, unless otherwise expressed. See Idaho Code 73-114
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • person: includes a corporation as well as a natural person;
    • Idaho Code 73-114
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114