28-4-601 Short Title
28-4-602 Subject Matter
28-4-603 Payment Order — Definitions
28-4-604 Funds Transfer — Definitions
28-4-605 Other Definitions
28-4-606 Time Payment Order Is Received
28-4-607 Federal Reserve Regulations and Operating Circulars
28-4-608 Relationship to Electronic Fund Transfer Act
28-4-609 Security Procedure
28-4-610 Authorized and Verified Payment Orders
28-4-611 Unenforceability of Certain Verified Payment Orders
28-4-612 Refund of Payment and Duty of Customer to Report With Respect to Unauthorized Payment Order
28-4-613 Erroneous Payment Orders
28-4-614 Transmission of Payment Order Through Funds — Transfer or Other Communication System
28-4-615 Misdescription of Beneficiary
28-4-616 Misdescription of Intermediary Bank or Beneficiary’S Bank
28-4-617 Acceptance of Payment Order
28-4-618 Rejection of Payment Order
28-4-619 Cancellation and Amendment of Payment Order
28-4-620 Liability and Duty of Receiving Bank Regarding Unaccepted Payment Order
28-4-621 Execution and Execution Date
28-4-622 Obligations of Receiving Bank in Execution of Payment Order
28-4-623 Erroneous Execution of Payment Order
28-4-624 Duty of Sender to Report Erroneously Executed Payment Order
28-4-625 Liability for Late or Improper Execution or Failure to Execute Payment Order
28-4-626 Payment Date
28-4-627 Obligation of Sender to Pay Receiving Bank
28-4-628 Payment by Sender to Receiving Bank
28-4-629 Obligation of Beneficiary’S Bank to Pay and Give Notice to Beneficiary
28-4-630 Payment by Beneficiary’S Bank to Beneficiary
28-4-631 Payment by Originator to Beneficiary — Discharge of Underlying Obligation
28-4-632 Variation by Agreement and Effect of Funds-Transfer System Rule
28-4-633 Creditor Process Served On Receiving Bank — Setoff by Beneficiary’S Bank
28-4-634 Injunction or Restraining Order With Respect to Funds Transfer
28-4-635 Order in Which Items and Payment Orders May Be Charged to Account — Order of Withdrawals From Account
28-4-636 Preclusion of Objection to Debit of Customer’S Account
28-4-637 Rate of Interest
28-4-638 Choice of Law

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Terms Used In Idaho Code > Title 28 > Chapter 4 > Part 6 - Funds Transfers

  • Account: means any deposit or credit account with a bank, including a demand, time, savings, passbook, share draft, or like account, other than an account evidenced by a certificate of deposit;
Idaho Code 28-4-104
  • Adjourn: A motion to adjourn a legislative chamber or a committee, if passed, ends that day's session.
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Child support: means a legally enforceable obligation assessed against an individual for the support of a child which shall include medical care, including health insurance premiums for the child, and any amount owing under an order for support during a period in which public assistance was expended. See Idaho Code 7-1202
  • Clearing house: means an association of banks or other payors regularly clearing items;
  • Idaho Code 28-4-104
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Customer: means any person having an account with a bank or for whom a bank has agreed to collect items, including a bank that maintains an account at another bank;
  • Idaho Code 28-4-104
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Delinquency: means unpaid support for a minor child or spouse which has accrued under an order. See Idaho Code 7-1202
  • Department: means the department of health and welfare. See Idaho Code 7-1202
  • Dependent: A person dependent for support upon another.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Executor: A male person named in a will to carry out the decedent
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Garnishment: Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Income: means any form of payment to an individual, regardless of source, including, but not limited to, wages, salary, commission, compensation as an independent contractor, worker’s compensation, disability, veteran’s annuity and retirement benefits, and any other payments made by any person, private entity, federal or state government, any unit of local government, school district or any entity created by a public act. See Idaho Code 7-1202
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Obligee: means any person, state agency or bureau entitled by order to receive child support payments or child and spousal support payments. See Idaho Code 7-1202
  • Obligor: means any person obligated by order to pay child or spousal support. See Idaho Code 7-1202
  • Order: means a judgment, decree, order, or administrative ruling directing a person or persons to pay money for support of a minor child or a spouse. See Idaho Code 7-1202
  • person: includes a corporation as well as a natural person;
  • Idaho Code 73-114
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Pleadings: Written statements of the parties in a civil case of their positions. In the federal courts, the principal pleadings are the complaint and the answer.
  • Probate: Proving a will
  • Property: includes both real and personal property. See Idaho Code 73-114
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114
  • Summons: Another word for subpoena used by the criminal justice system.
  • Testify: Answer questions in court.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Trustee: A person or institution holding and administering property in trust.