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Terms Used In Illinois Compiled Statutes 735 ILCS 5/15-1511

  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
     Except as expressly prohibited by this Article, foreclosure of a mortgage does not affect a mortgagee‘s rights, if any, to obtain a personal judgment against any person for a deficiency.