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Terms Used In Illinois Compiled Statutes 815 ILCS 405/28

  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
     The finance charge on any retail charge agreement shall be no more than the maximum rate permissible under the Predatory Loan Prevention Act.
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 815 ILCS 405 Contents