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Terms Used In Illinois Compiled Statutes > 215 ILCS 5 > Article XLVI - Travel Insurance
Aggregator site: means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping. See Illinois Compiled Statutes 215 ILCS 5/1630
Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
Attorney-at-law: A person who is legally qualified and licensed to practice law, and to represent and act for clients in legal proceedings.
Blanket travel insurance: means a policy of travel insurance issued to any eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group. See Illinois Compiled Statutes 215 ILCS 5/1630
Contract: A legal written agreement that becomes binding when signed.
Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details. See Illinois Compiled Statutes 215 ILCS 5/1630
individual: shall include every infant member of the species homo sapiens who is born alive at any stage of development. See Illinois Compiled Statutes 5 ILCS 70/1.36
Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
Limited lines travel insurance producer: means one of the following: (1) a licensed managing general agent or
Offering and disseminating: means the following: (1) Providing information to a prospective or
current policyholder on behalf of a limited lines travel insurance entity, including brochures, buyer guides, descriptions of coverage, and price. See Illinois Compiled Statutes 215 ILCS 5/1630
State: when applied to different parts of the United States, may be construed to include the District of Columbia and the several territories, and the words "United States" may be construed to include the said district and territories. See Illinois Compiled Statutes 5 ILCS 70/1.14
Travel administrator: means a person who directly or indirectly underwrites, collects charges, collateral, or premiums from, or adjusts or settles claims on residents of this State in connection with travel insurance, except that a person shall not be considered a travel administrator if that person's only actions that would otherwise cause the person to be considered a travel administrator are among the following: (1) a person working for a travel administrator to
the extent that the person's activities are subject to the supervision and control of the travel administrator;
(2) an insurance producer selling insurance or
engaged in administrative and claims-related activities within the scope of the producer's license;
(3) a travel retailer offering and disseminating
travel insurance and registered under the license of a limited lines travel insurance producer in accordance with Section 1635;
(4) an individual adjusting or settling claims in
the normal course of that individual's practice or employment as an attorney-at-law and who does not collect charges or premiums in connection with insurance coverage; or
(5) a business entity that is affiliated with a
licensed insurer while acting as a travel administrator for the direct and assumed insurance business of an affiliated insurer. See Illinois Compiled Statutes 215 ILCS 5/1630
Travel assistance services: include , but are not limited to: security advisories; destination information; vaccination and immunization information services; travel reservation services; entertainment; activity and event planning; translation assistance; emergency messaging; international legal and medical referrals; medical case monitoring; coordination of transportation arrangements; emergency cash transfer assistance; medical prescription replacement assistance; passport and travel document replacement assistance; lost luggage assistance; concierge services; and any other service that is furnished in connection with planned travel. See Illinois Compiled Statutes 215 ILCS 5/1630
Travel insurance: means insurance coverage for personal risks incident to planned travel, including, but not limited to: (1) the interruption or cancellation of a trip or
event;
(2) the loss of baggage or personal effects; (3) damages to accommodations or rental vehicles; (4) sickness, accident, disability, or death
occurring during travel;
(5) emergency evacuation; (6) repatriation of remains; or (7) any other contractual obligations to indemnify
Travel insurance business entity: means a licensed insurance producer designated by an insurer as set forth in subsection (h) of Section 1635. See Illinois Compiled Statutes 215 ILCS 5/1630
Travel protection plans: means plans that provide one or more of the following: travel insurance, travel assistance services, and cancellation fee waivers. See Illinois Compiled Statutes 215 ILCS 5/1630
Travel retailer: means a business organization that makes, arranges, or offers travel services and, with respect to travel insurance, is limited to offering and disseminating as defined in this Section, unless otherwise licensed under subsection (b) of Section 1635. See Illinois Compiled Statutes 215 ILCS 5/1630
Trustee: A person or institution holding and administering property in trust.
