Sec. 109. (1) As used in this section, “deceptive act” means an act or a practice in which a person knowingly or intentionally:

(a) makes a material misrepresentation concerning; or

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Terms Used In Indiana Code 24-4.4-3-109

  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
(b) conceals material information regarding the terms or conditions of;

a first lien mortgage transaction.

     (2) For purposes of this section, “knowingly” means having actual knowledge at the time of the transaction.

     (3) The department may bring a civil action to enjoin a deceptive act performed in connection with a first lien mortgage transaction.

As added by P.L.145-2008, SEC.20.