Sec. 3. As used in this chapter, “extension of credit” means the right to:

(1) defer payment of debt offered or granted primarily for personal, family, or household purposes;

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Terms Used In Indiana Code 24-5-15-3

  • buyer: means an individual who is solicited to purchase or who purchases the services of a credit services organization. See Indiana Code 24-5-15-1
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
(2) incur debt and defer payment of the debt offered or granted primarily for personal, family, or household purposes; or

(3) delay or avoid foreclosure on a buyer‘s residence.

As added by P.L.142-1990, SEC.1. Amended by P.L.171-2006, SEC.2.