Sec. 3. (a) As used in this chapter, “debt buyer” means a person that is regularly engaged in the business of purchasing debt for collection purposes, regardless of whether the person:

(1) collects the debt;

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Terms Used In Indiana Code 24-5-15.5-3

  • Attorney: includes a counselor or other person authorized to appear and represent a party in an action or special proceeding. See Indiana Code 1-1-4-5
  • debt: has the meaning set forth in Indiana Code 24-5-15.5-2
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • person: has the meaning set forth in Indiana Code 24-5-15.5-4
(2) hires another person to collect the debt; or

(3) hires an attorney for litigation connected to collection of the debt.

     (b) The term does not include a person that acquires a debt incidental to the purchase of a portfolio that predominantly consists of debt that has not been charged off.

As added by P.L.280-2019, SEC.6.