Sec. 2. (a) As used in this chapter, “consumer report” means any written, oral, or other communication of any information that:

(1) is made by a consumer reporting agency;

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Terms Used In Indiana Code 24-5-24-2

  • consumer: means an individual:

    Indiana Code 24-5-24-1

  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
(2) bears on a consumer’s creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living; and

(3) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing a consumer’s eligibility for credit to be used primarily for personal, family, or household purposes.

     (b) The term includes a consumer’s credit score.

As added by P.L.104-2007, SEC.1.