Sec. 2. “Foreclosure consultant” means a person who, directly or indirectly, makes a solicitation, a representation, or an offer to a homeowner to perform, with or without compensation, any service that the person represents will:

(1) prevent or postpone the initiation of a foreclosure proceeding, or reverse the effect of a foreclosure proceeding;

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Terms Used In Indiana Code 24-5.5-2-2

  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
(2) allow the homeowner to become a lessee or renter in the homeowner’s residence during or after a foreclosure proceeding; or

(3) allow the homeowner to have an option to repurchase the homeowner’s residence after a foreclosure proceeding.

As added by P.L.209-2007, SEC.2.