Sec. 11. The department may not approve the conversion plan unless the department finds, after appropriate investigation or examination, all of the following:

(1) That the resulting stock savings bank will operate in a safe, sound, and prudent manner.

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Terms Used In Indiana Code 28-1-21.8-11

  • conversion plan: refers to the stock savings bank conversion plan required by this chapter. See Indiana Code 28-1-21.8-1
  • savings association: means an institution (as defined in Indiana Code 28-1-21.8-4
  • stock savings bank: means a savings bank owned by holders of capital stock and formed by conversion under this chapter. See Indiana Code 28-1-21.8-5
  • stock savings bank conversion: means the conversion of a savings association to a stock savings bank, including any of the following:

    Indiana Code 28-1-21.8-6

(2) That the proposed stock savings bank conversion will not result in a stock savings bank that has inadequate capital, unsatisfactory management, or poor earnings prospects.

(3) That the management or other principals of the savings association are qualified by character and financial responsibility to control and operate in a legal and proper manner the proposed stock savings bank.

(4) That the interests of the depositors, creditors, and public generally will not be jeopardized by the proposed stock savings bank conversion.

As added by P.L.42-1993, SEC.43.