Sec. 12. At the effective time of a charter conversion under this chapter, the resulting credit union:

(1) possesses all of the rights, privileges, immunities, and powers of a credit union;

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Terms Used In Indiana Code 28-1-33-12

  • charter conversion: means the conversion of a mutual savings bank into a credit union under this chapter. See Indiana Code 28-1-33-1
  • credit union: has the meaning set forth in Indiana Code 28-1-33-3
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • mutual savings bank: has the meaning set forth in Indiana Code 28-1-33-5
  • Property: includes personal and real property. See Indiana Code 1-1-4-5
(2) unless otherwise provided in this chapter, is subject to all of the statutes, regulations, duties, restrictions, obligations, and liabilities of a credit union;

(3) succeeds by operation of law to all rights and property of the converting mutual savings bank;

(4) is subject to all debts, obligations, and liabilities of the converting mutual savings bank as if the credit union had incurred the debts, obligations, and liabilities; and

(5) may retain the borrowers and depositors of the converting mutual savings bank as members of the credit union.

As added by P.L.1-2006, SEC.492.