Sec. 8.5. (a) A savings bank may not purchase for its own account any bond, note, or other evidence of indebtedness that is commonly designated as a security that is speculative in character or that has speculative characteristics. For the purposes of this subsection, a security is speculative or has speculative characteristics if at the time of purchase the security:

(1) is rated below the first four (4) rating classes by a generally recognized security rating service;

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Terms Used In Indiana Code 28-6.1-10-8.5

  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
(2) is in default; or

(3) is otherwise considered speculative by the director.

     (b) A savings bank may purchase for its own account a security that is not rated by a generally recognized security rating service if:

(1) the savings bank at the time of purchase obtains financial information that is adequate to document the investment quality of the security; and

(2) the security is not otherwise considered speculative by the director.

As added by P.L.176-1996, SEC.20. Amended by P.L.89-2011, SEC.46.