Sec. 2. (a) A savings bank may purchase, hold, and convey real property as follows:

(1) As necessary for the convenient transaction of the savings bank’s business as provided in IC 28-6.1-7-12.

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Terms Used In Indiana Code 28-6.1-11-2

  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Property: includes personal and real property. See Indiana Code 1-1-4-5
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • real property: include lands, tenements, and hereditaments. See Indiana Code 1-1-4-5
(2) Real property mortgaged to the savings bank in good faith for money loaned, or upon which the savings bank purchased a mortgage.

(3) Real property purchased:

(A) at sales upon judgments, decrees, or mortgages obtained upon claims in favor of the savings bank; or

(B) to prevent loss upon claims held by the savings bank.

(4) Real property conveyed to the savings bank:

(A) in satisfaction of:

(i) debts constructed in the course of the bank’s dealings; or

(ii) debts, notes, or mortgages purchased by or assigned to the savings bank; or

(B) in exchange for real property conveyed to the savings bank.

     (b) Real property described in subsection (a)(2) and (a)(3) of this chapter shall be sold not more than ten (10) years after the real property has become vested in the savings bank if the sale will bring the amount due on account of the real property. If the real property cannot be sold for a sufficient sum for that purpose, the department may give further time the department considers necessary to sell the real property.

As added by P.L.42-1993, SEC.72.