§ 24-4.5-6-101 Short title
§ 24-4.5-6-102 Applicability; “consumer credit sale”; “consumer loan”
§ 24-4.5-6-103 Department
§ 24-4.5-6-104 Powers of department; reliance on rules
§ 24-4.5-6-105 Administrative powers with respect to depository institutions
§ 24-4.5-6-106 Department’s examination and investigatory authority; record retention; director’s authority to control access to records; court order compelling compliance; confidentiality; costs; vendors
§ 24-4.5-6-106.5 Powers of director
§ 24-4.5-6-107 Applicability of laws governing administrative orders and rules; venue; rules
§ 24-4.5-6-107.5 Prohibited acts
§ 24-4.5-6-108 Cease and desist orders; judicial review or enforcement proceedings; record; appeal; unconscionable or fraudulent conduct subject to injunction
§ 24-4.5-6-109 Assurance of discontinuance
§ 24-4.5-6-110 Injunctions against violations
§ 24-4.5-6-111 Injunctions against unconscionable agreements and fraudulent or unconscionable conduct
§ 24-4.5-6-112 Temporary relief
§ 24-4.5-6-113 Civil actions by department; civil penalties for violations
§ 24-4.5-6-115 Debtor’s remedies not affected
§ 24-4.5-6-116 Venue
§ 24-4.5-6-117 “Civil court” defined
§ 24-4.5-6-119 Violations by individuals; persons convicted of felonies; civil penalties; creditor’s duty to notify department of discharge or termination
§ 24-4.5-6-120 Notice of charges; requirements; hearing; final order; suspension or prohibition pending final order; official record
§ 24-4.5-6-121 Consent agreement; notice of charges not required
§ 24-4.5-6-122 Final order; penalties; time for issuance; consent presumed upon failure to appear
§ 24-4.5-6-123 Final order; effective date; authority of department or court to stay, modify, or vacate
§ 24-4.5-6-124 Factors for determining amount of civil penalty; indemnification by creditor prohibited; deposit of civil penalties in financial institutions fund
§ 24-4.5-6-125 Authority of director to enforce orders, agreements, or conditions in court
§ 24-4.5-6-201 Applicability of notification requirements and fees
§ 24-4.5-6-202 Notification
§ 24-4.5-6-203 Fees
§ 24-4.5-6-204 Nonapplicability of licensing and notification requirements to attorneys’ services
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Terms Used In Indiana Code > Title 24 > Article 4.5 > Chapter 6 - Administration

  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • civil court: means any court of Indiana having civil jurisdiction. See Indiana Code 24-4.5-6-117
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • in writing: include printing, lithographing, or other mode of representing words and letters. See Indiana Code 1-1-4-5
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Judgment: means all final orders, decrees, and determinations in an action and all orders upon which executions may issue. See Indiana Code 1-1-4-5
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Property: includes personal and real property. See Indiana Code 1-1-4-5
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Remand: When an appellate court sends a case back to a lower court for further proceedings.
  • Statute: A law passed by a legislature.
  • Subpoena: A command to a witness to appear and give testimony.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Venue: The geographical location in which a case is tried.
  • Year: means a calendar year, unless otherwise expressed. See Indiana Code 1-1-4-5