Iowa Code 714G.6 – Third parties
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Terms Used In Iowa Code 714G.6
- Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
714G.6 Third parties.
If a third party requests a consumer credit report that is subject to a security freeze, the
consumer reporting agency may advise the third party that a security freeze is in effect. If the consumer does not expressly authorize the third party to have access to the consumer credit report through a temporary suspension of the security freeze, the third party shall not be given access to the consumer credit report but may treat a credit application as incomplete.
2008 Acts, ch 1063, §6
If a third party requests a consumer credit report that is subject to a security freeze, the
consumer reporting agency may advise the third party that a security freeze is in effect. If the consumer does not expressly authorize the third party to have access to the consumer credit report through a temporary suspension of the security freeze, the third party shall not be given access to the consumer credit report but may treat a credit application as incomplete.
2008 Acts, ch 1063, §6