Kentucky Statutes 304.17-042 – Coverage for newly born children from moment of birth
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(1) All individual health insurance policies providing coverage on an expense incurred basis regardless of whether the policies are issued for nonfamily or family coverage, shall, provide that health insurance benefits shall be payable with respect to a newly born child of the insured from the moment of birth.
(2) The coverage for newly born children shall consist of coverage of injury or sickness including the necessary care and treatment of medically diagnosed congenital defects and birth abnormalities.
(3) If payment of a specific premium or fee is required to provide coverage for a child the policy or contract may require that notification of birth of a newly born child and payment of the required premium or fees must be furnished to the insurer within thirty-one (31) days after the date of birth in order to have the coverage continue beyond such thirty-one (31) day period.
(4) The requirements of this section shall apply to all health insurance policies delivered in this state on and after July 15, 1994.
Effective: July 15, 1994
History: Amended 1994 Ky. Acts ch. 93, sec. 11, effective July 15, 1994. — Created
1976 Ky. Acts ch. 31, sec. 1, effective June 19, 1976.
(2) The coverage for newly born children shall consist of coverage of injury or sickness including the necessary care and treatment of medically diagnosed congenital defects and birth abnormalities.
Terms Used In Kentucky Statutes 304.17-042
- Contract: A legal written agreement that becomes binding when signed.
- insured: as used in this subtitle , shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits, and rights provided therein. See Kentucky Statutes 304.17-320
- State: when applied to a part of the United States, includes territories, outlying possessions, and the District of Columbia. See Kentucky Statutes 446.010
- Treatment: when used in a criminal justice context, means targeted interventions
that focus on criminal risk factors in order to reduce the likelihood of criminal behavior. See Kentucky Statutes 446.010
(3) If payment of a specific premium or fee is required to provide coverage for a child the policy or contract may require that notification of birth of a newly born child and payment of the required premium or fees must be furnished to the insurer within thirty-one (31) days after the date of birth in order to have the coverage continue beyond such thirty-one (31) day period.
(4) The requirements of this section shall apply to all health insurance policies delivered in this state on and after July 15, 1994.
Effective: July 15, 1994
History: Amended 1994 Ky. Acts ch. 93, sec. 11, effective July 15, 1994. — Created
1976 Ky. Acts ch. 31, sec. 1, effective June 19, 1976.