There may be a provision as follows:
“Intoxicants, Narcotics and Hallucinogenics: The insurer shall not be liable for any loss sustained or contracted in consequence of the insured‘s being intoxicated or under the influence of any narcotic or any hallucinogenic unless administered on the advice of a physician.”

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Terms Used In Kentucky Statutes 304.17-290

  • insured: as used in this subtitle , shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits, and rights provided therein. See Kentucky Statutes 304.17-320

Effective: June 18, 1970
History: Created 1970 Ky. Acts ch. 301, subtit. 17, sec. 29, effective June 18, 1970.