The provisions of this subtitle shall not apply with respect to: (1) Any insurer licensed to do business in this state;
(2) Any banking institution, trust, loan, mortgage, safe deposit company, or title insurer, building association, credit union, moneylenders, or common trust fund authorized to do business in this state;

Ask an insurance law question, get an answer ASAP!
Click here to chat with a lawyer about your rights.

Terms Used In Kentucky Statutes 304.30-010

  • agent: includes managing general agent unless the context requires otherwise. See Kentucky Statutes 304.9-085
  • Company: may extend and be applied to any corporation, company, person, partnership, joint stock company, or association. See Kentucky Statutes 446.010
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • State: when applied to a part of the United States, includes territories, outlying possessions, and the District of Columbia. See Kentucky Statutes 446.010

(3) The inclusion of a charge for insurance in connection with an installment sale of a motor vehicle made in accordance with KRS Chapter 190; and
(4) The inclusion of a late charge not to exceed eighteen percent (18%) per annum on insurance premium accounts held by any agent once those accounts remain unpaid for a period of thirty (30) days beyond the date that the original premium was due and owing.
Effective: June 19, 1976
History: Amended 1976 Ky. Acts ch. 357, sec. 1, effective June 19, 1976. — Created
1970 Ky. Acts ch. 301, subtit. 30, sec. 1, effective June 18, 1970.