Kentucky Statutes 304.39-050 – Priority of applicability of security for payment of basic reparation benefits
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(1) The basic reparation insurance applicable to bodily injury to which this subtitle applies is the security covering the vehicle occupied by the injured person at the time of the accident or, if the injured person is a pedestrian, the security covering the vehicle which struck such pedestrian. If the reparation obligor providing such insurance fails to make payment for loss within thirty (30) days after receipt of reasonable proof of the fact and the amount of loss sustained, the injured person shall be entitled to payment under any contract of basic reparation insurance under which he is a basic reparation insured and the insurer making such payments shall be entitled to full reimbursement from the reparation obligor providing the security covering the vehicle. A pedestrian, as used herein, means any person who is not making “use of a motor vehicle” at the time his injury occurs.
(2) If there is no security covering the vehicle, any contract of basic reparation insurance under which the injured person is a basic reparation insured shall apply.
(3) No person shall recover basic reparation benefits from more than one (1) reparation obligor as a result of the same accident, except as provided in KRS § 304.39-140(4), nor in excess of ten thousand dollars ($10,000) as the result of the same accident.
Effective: June 17, 1978
History: Amended 1978 Ky. Acts ch. 215, sec. 2, effective June 17, 1978. — Created
1974 Ky. Acts ch. 385, sec. 5, effective July 1, 1975.
(2) If there is no security covering the vehicle, any contract of basic reparation insurance under which the injured person is a basic reparation insured shall apply.
Terms Used In Kentucky Statutes 304.39-050
- Basic reparation insured: means :
(a) A person identified by name as an insured in a contract of basic reparation insurance complying with this subtitle. See Kentucky Statutes 304.39-020 - Contract: A legal written agreement that becomes binding when signed.
- Loss: means accrued economic loss consisting only of medical expense, work loss, replacement services loss, and, if injury causes death, survivor's economic loss and survivor's replacement services loss. See Kentucky Statutes 304.39-020
- Reparation obligor: means an insurer, self-insurer, or obligated government providing basic or added reparation benefits under this subtitle. See Kentucky Statutes 304.39-020
- Security: means any continuing undertaking complying with this subtitle, for payment of tort liabilities, basic reparation benefits, and all other obligations imposed by this subtitle. See Kentucky Statutes 304.39-020
(3) No person shall recover basic reparation benefits from more than one (1) reparation obligor as a result of the same accident, except as provided in KRS § 304.39-140(4), nor in excess of ten thousand dollars ($10,000) as the result of the same accident.
Effective: June 17, 1978
History: Amended 1978 Ky. Acts ch. 215, sec. 2, effective June 17, 1978. — Created
1974 Ky. Acts ch. 385, sec. 5, effective July 1, 1975.