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Terms Used In Louisiana Civil Code 3292

  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.

A special mortgage given over property the mortgagor does not own is established when the property is acquired by the mortgagor.  A general conventional mortgage is permitted only when expressly provided by law.

Acts 1991, No. 652, §1, eff. Jan. 1, 1992.