Louisiana Revised Statutes 22:1289 – Automobile policies; discrimination against paid or volunteer firemen prohibited
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Terms Used In Louisiana Revised Statutes 22:1289
- Policy: means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued for delivery in this state, or any binder based on such a policy, insuring a single individual or husband and wife resident of the same household, as named insured, and under which the insured vehicles therein designated are of the following types only:
(a) A private passenger vehicle that is not used as a public or livery conveyance for passengers, nor rented to others. See Louisiana Revised Statutes 22:1266
- to renew: means the issuance and delivery by an insurer of a policy replacing at the end of the policy period a policy previously issued and delivered by the same insurer, or the issuance and delivery of a certificate or notice extending the term of a policy beyond its policy period or term. See Louisiana Revised Statutes 22:1266
No insurer doing business in this state who issues a personal automobile insurance policy to an insured who is a paid or volunteer fireman shall charge a higher premium rate, increase or add a surcharge, cancel, or fail to renew a policy for the insured, based solely on the insured’s activities as a paid or volunteer fireman.
Acts 1993, No. 41, §1; Acts 1995, No. 1098, §1; Redesignated from La. Rev. Stat. 22:1472 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.