Louisiana Revised Statutes 22:1291 – Automobile liability coverage; loaner vehicle; driver’s policy primary policy
Terms Used In Louisiana Revised Statutes 22:1291
- person: includes a body of persons, whether incorporated or not. See Louisiana Revised Statutes 1:10
- Policy: means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued for delivery in this state, or any binder based on such a policy, insuring a single individual or husband and wife resident of the same household, as named insured, and under which the insured vehicles therein designated are of the following types only:
(a) A private passenger vehicle that is not used as a public or livery conveyance for passengers, nor rented to others. See Louisiana Revised Statutes 22:1266
A. Notwithstanding any provision of the policy, the primary liability, physical damage, or collision coverage for a loaner vehicle shall be the policy of the driver, not the policy of the vehicle sales or service dealer who provided the loaner vehicle.
B.(1) In this Section, “loaner vehicle” means any vehicle which is provided to an insured driver by a vehicle sales or service dealer for his temporary use as a replacement vehicle while the insured’s vehicle is being serviced or repaired. The term shall also mean any vehicle which is provided to an insured driver by a vehicle service or sales dealer for the purpose of allowing the driver to demonstrate or test drive the vehicle.
(2) In this Section, “vehicle sales or service dealer” means any person engaged in the business of selling, repairing, or servicing motor vehicles.
Acts 1988, No. 756, §1; Acts 1997, No. 1060, §1; Redesignated from La. Rev. Stat. 22:671 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.