Maine Revised Statutes Title 24-A Sec. 2159-D – Discrimination against live organ donation prohibited in life insurance, disability insurance and long-term care insurance
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1. Living organ donor. For the purposes of this section, “living organ donor” means an individual who is not deceased who donates all or part of an organ from that individual.
[PL 2017, c. 20, §1 (NEW).]
Terms Used In Maine Revised Statutes Title 24-A Sec. 2159-D
- Donor: The person who makes a gift.
2. Discrimination prohibited. Notwithstanding any other provision of law, an insurer authorized to do business in this State may not:
A. Limit coverage or refuse to issue or renew coverage of an individual under any life insurance, disability insurance or long-term care insurance policy due to the status of that individual as a living organ donor; [PL 2017, c. 20, §1 (NEW).]
B. Preclude an individual from donating all or part of an organ as a condition of receiving coverage under a life insurance, disability insurance or long-term care insurance policy; [PL 2017, c. 20, §1 (NEW).]
C. Consider the status of an individual as a living organ donor in determining the premium rate for coverage of that individual under a life insurance, disability insurance or long-term care insurance policy; or [PL 2017, c. 20, §1 (NEW).]
D. Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price or any other condition of a life insurance, disability insurance or long-term care insurance policy based solely and without any additional actuarial justification upon the status of an individual as a living organ donor. [PL 2017, c. 20, §1 (NEW).]
[PL 2017, c. 20, §1 (NEW).]
SECTION HISTORY
PL 2017, c. 20, §1 (NEW).