Maine Revised Statutes Title 24-A Sec. 2209 – Investigative consumer reports
Current as of: 2023 | Check for updates
|
Other versions
1. Required notice. A regulated insurance entity or insurance support organization may not prepare or request an investigative consumer report about an insurance consumer in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the regulated insurance entity complies with the federal Consumer Credit Protection Act, 15 United States Code § 1681d and informs the consumer in writing that the consumer may request to be interviewed in connection with the preparation of the investigative consumer report.
[PL 2023, c. 405, Pt. A, §84 (AMD).]
Terms Used In Maine Revised Statutes Title 24-A Sec. 2209
- consumer: means any individual who resides or obtains insurance in this State and:
A. See Maine Revised Statutes Title 24-A Sec. 2204in writing: include printing and other modes of making legible words. See Maine Revised Statutes Title 1 Sec. 72 Insurance support organization: means any person, other than a regulated insurance entity, health care provider or governmental agency, who regularly engages, in whole or in part, in the practice of assembling or collecting information for the primary purpose of providing the information to carriers, producers or agencies for insurance transactions, including:
A. See Maine Revised Statutes Title 24-A Sec. 2204Insurance transaction: means any transaction that entails:
A. See Maine Revised Statutes Title 24-A Sec. 2204Regulated insurance entity: means any person or entity required to be licensed by the superintendent under this Title or Title 24, including without limitation a carrier, producer, producer agency or administrator. See Maine Revised Statutes Title 24-A Sec. 2204 United States: includes territories and the District of Columbia. See Maine Revised Statutes Title 1 Sec. 72
2. Personal interview. If an investigative consumer report is to be prepared by the regulated insurance entity, the regulated insurance entity shall institute reasonable procedures to conduct a personal interview when requested by a consumer.
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
3. Insurance support organization. If an investigative consumer report is to be prepared by an insurance support organization, the regulated insurance entity requesting the report shall inform the insurance support organization whether a personal interview has been requested by the consumer. The insurance support organization shall institute reasonable procedures to conduct such interviews.
[PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
SECTION HISTORY
PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF). PL 2023, c. 405, Pt. A, §84 (AMD).