Maine Revised Statutes Title 24-A Sec. 2728 – Intoxicants and narcotics
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1. Intoxicants; narcotics. A policy under this chapter may not include the following provision:
“Intoxicants and narcotics. The insurer is not liable for any loss sustained or contracted in consequence of the insured‘s being intoxicated or under the influence of any narcotic or of any hallucinogenic drug, unless administered on the advice of a physician.”
[PL 2007, c. 216, §1 (NEW).]
Terms Used In Maine Revised Statutes Title 24-A Sec. 2728
- health insurance: means insurance of human beings against bodily injury, disablement or death by accident or accidental means, or the expense thereof, or against disablement or expense resulting from sickness, and every insurance appertaining thereto, including provision for the mental and emotional welfare of human beings by defraying the costs of legal services only to the extent provided for in chapter 38. See Maine Revised Statutes Title 24-A Sec. 704
- insured: as used in this chapter , shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits and rights provided therein. See Maine Revised Statutes Title 24-A Sec. 2731
2. Exemption. This section does not apply to the following types of insurance or any combination of the following types of insurance: accidental injury, specified disease, hospital indemnity, dental, vision, disability income, long-term care, Medicare supplement or other limited benefit health insurance.
[PL 2007, c. 216, §1 (NEW).]
SECTION HISTORY
PL 1969, c. 132, §1 (NEW). PL 2007, c. 216, §1 (RPR).