Maine Revised Statutes Title 32 Sec. 6154 – Required disclosures to customers
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1. Disclosure of pertinent information. An operator shall clearly and conspicuously disclose on a sign posted on the cash-dispensing machine or in clear view of a customer viewing the cash-dispensing machine:
A. The name of the operator; [PL 1999, c. 229, §2 (NEW).]
B. A disclaimer indicating that the operator is not a financial institution or a credit union; [PL 1999, c. 229, §2 (NEW).]
C. The name, address and 24-hour toll-free telephone number where a customer may direct inquiries or complaints; [RR 1999, c. 1, §45 (COR).]
D. A statement that the Bureau of Consumer Credit Protection is responsible for the operator’s compliance with state law and the address and telephone number of the bureau; and [PL 1999, c. 229, §2 (NEW); PL 2007, c. 273, Pt. B, §5 (REV); PL 2007, c. 695, Pt. A, §47 (AFF).]
E. That a fee may be assessed by the operator. [PL 1999, c. 229, §2 (NEW).]
[RR 1999, c. 1, §45 (COR); PL 2007, c. 273, Pt. B, §5 (REV); PL 2007, c. 695, Pt. A, §47 (AFF).]
Terms Used In Maine Revised Statutes Title 32 Sec. 6154
- Cash-dispensing machine: means an electronic device that, operating in conjunction with a processor and network, allows a customer to debit an account in exchange for dispensing cash and that may allow a customer to effectuate account transfers subject to the limitations of section 6152. See Maine Revised Statutes Title 32 Sec. 6151
- Financial institution: means any financial institution as defined in Title 9?B, section 131, subsection 17; any credit union as defined in Title 9?B, section 131, subsection 12; or any bank, commercial bank, savings bank, trust company, building and loan association, savings and loan association, savings association, cooperative bank, credit union or similar banking or credit union organization chartered by any other state or by the Federal Government. See Maine Revised Statutes Title 32 Sec. 6151
- Operator: means the person who owns, leases or otherwise legally controls a cash-dispensing machine and is responsible for registering the cash-dispensing machine. See Maine Revised Statutes Title 32 Sec. 6151
2. Fees imposed. Any operator may not charge a fee for use of a cash-dispensing machine unless the amount of the fee is clearly and conspicuously disclosed electronically during the course of the transaction in a manner that permits the customer to cancel the transaction without incurring the fee.
[PL 1999, c. 229, §2 (NEW).]
3. Receipt for transaction. A cash-dispensing machine must provide a receipt for the transaction that must include the following information in a clear and conspicuous manner:
A. The amount of the transaction; [PL 1999, c. 229, §2 (NEW).]
B. The amount of any fee imposed by the operator; [PL 1999, c. 229, §2 (NEW).]
C. The total amount debited to the customer’s account, including any fee imposed by the operator; [PL 1999, c. 229, §2 (NEW).]
D. The date and time of the transaction; [PL 1999, c. 229, §2 (NEW).]
E. A number or code that identifies the customer and the account accessed; and [PL 1999, c. 229, §2 (NEW).]
F. The location of the cash-dispensing machine. [PL 1999, c. 229, §2 (NEW).]
[PL 1999, c. 229, §2 (NEW).]
SECTION HISTORY
PL 1999, c. 229, §2 (NEW). RR 1999, c. 1, §45 (COR). PL 2007, c. 273, Pt. B, §5 (REV). PL 2007, c. 273, Pt. B, §7 (AFF). PL 2007, c. 695, Pt. A, §47 (AFF).