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Terms Used In Maine Revised Statutes Title 9-A Sec. 3-202

  • Open-end credit: A credit agreement (typically a credit card) that allows a customer to borrow against a preapproved credit line when purchasing goods and services. The borrower is only billed for the amount that is actually borrowed plus any interest due. (Also called a charge account or revolving credit.) Source: OCC
When a written agreement that requires or provides for the signature of the consumer and that evidences a consumer credit transaction other than one pursuant to open-end credit, the consumer is entitled to a copy of the agreement upon consummation of the transaction or within a reasonable time thereafter in the case of transactions entered into by mail, telephone or electronic means. [PL 1999, c. 150, §1 (RPR).]
SECTION HISTORY

PL 1973, c. 762, §1 (NEW). PL 1981, c. 281, §3 (AMD). PL 1981, c. 293, §3 (AMD). PL 1981, c. 618, §7 (RPR). PL 1999, c. 150, §1 (RPR).