Maryland Code > COURTS AND JUDICIAL PROCEEDINGS > Title 5 > Subtitle 12 – Consumer Debt Collection Actions


§ 5-1201	Definitions
§ 5-1202	Effect of expiration of statute of limitations
§ 5-1203	Required documentation for debt buyer or collector
§ 5-1204	Construction not to alter licensing requirements applicable to debt buyers or collectors

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Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. ^{Source: OCC}
Mortgage loan: A loan made by a lender to a borrower for the financing of real property. ^{Source: OCC}
Oversight: Committee review of the activities of a Federal agency or program.
Personal property: All property that is not real property.
Statute of limitations: A law that sets the time within which parties must take action to enforce their rights.