(1) limit the return on equity allowed to, or enter into equity participation agreements with, sponsors and nonprofit sponsors;

(2) require and obtain appraisals, credit and title information, and other information related to making Program loans;

(3) contract for services relating to any aspect of the operation of the Program under the procedures required by law for State contracts;

(4) charge and collect:

(i) reasonable application and processing fees; and

(ii) other charges, fees, or reimbursements incidental to Program loans; and

(5) if necessary, limit the cumulative outstanding debt for Program loans made to a trust described in 42 U.S.C. § 1396p(d)(4) to preserve the ongoing financial viability of the Program.