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Terms Used In Maryland Code, INSURANCE 8-318

  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Person: includes an individual, receiver, trustee, guardian, personal representative, fiduciary, representative of any kind, corporation, partnership, business trust, statutory trust, limited liability company, firm, association, or other nongovernmental entity. See
  • Testify: Answer questions in court.
(a) A person may not discharge, fine, suspend, expel, discipline, or discriminate against a plan participant or beneficiary:

(1) for exercising a right to which the participant or beneficiary is entitled under this subtitle; or

(2) for the purpose of interfering with a right to which the participant or beneficiary may become entitled under this subtitle.

(b) A person may not discharge, fine, suspend, expel, discipline, or discriminate against a person, whether or not the person is a plan participant or beneficiary, because the person:

(1) has given information or testified in an inquiry or proceeding that relates to this subtitle; or

(2) is about to give information or testify in an inquiry or proceeding that relates to this subtitle.

(c) A person may not, by fraud, force, violence, or the threat of force or violence, restrain, coerce, or intimidate or attempt to restrain, coerce, or intimidate a plan participant or beneficiary for the purpose of interfering with or preventing the exercise of a right to which the plan participant or beneficiary is or may become entitled under this subtitle.