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Terms Used In Maryland Code, REAL PROPERTY 14-902

  • Contract: A legal written agreement that becomes binding when signed.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
  • Personal property: All property that is not real property.
(a) This subtitle applies only to a service agreement entered into on or after June 1, 2023.

(b) This subtitle does not apply to:

(1) A home warranty or similar product that covers the cost of maintenance of a major home system such as plumbing, electrical, or heating, ventilating, and air-conditioning;

(2) An insurance contract;

(3) An option or right of refusal to purchase residential property;

(4) A declaration created in the formation of a common interest community, as defined in § 1-801 of the Environment Article;

(5) A maintenance or repair agreement entered into by a homeowners association, as defined in § 11B-101 of this article;

(6) A mortgage loan or a commitment to make or receive a mortgage loan;

(7) An agreement relating to the sale or rental of personal property;

(8) Water, sewer, electrical, telephone, cable, or other regulated utility providers; or

(9) A mechanics lien, as established under Title 9 of this article.