Section 187G. Any life insurance policy having nonforfeiture values, which is ineligible for an automatic premium loan or does not have an authorization for an automatic premium loan, that is now or hereafter in force and for which policy premiums are normally collected by insurance agents employed by the insurer, which lapses during the time such insurance agents are on an authorized strike, shall be entitled to reinstatement without evidence of insurability within thirty-one days of the authorized termination of the strike, and the provisions of such policy shall also provide for the manner of repayment of premiums due by such insured plus interest, if any.