Section 1. (a) The obligations imposed by this chapter shall apply to an insurance institution, insurance representative or insurance-support organization which in the case of life, health and disability insurance:

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(1) collects, receives or maintains information in connection with an insurance transaction which pertains to a natural person who is a resident of the commonwealth; or

(2) engages in an insurance transaction with an applicant, individual or policyholder who is a resident of the commonwealth.

(b) In the case of life, health or disability insurance, the rights granted by this chapter shall extend to the following residents of the commonwealth:

(1) natural persons who are the subject of information collected, received or maintained in connection with insurance transactions; and

(2) applicants, individuals or policyholders who engage in or seek to engage in insurance transactions.

(c) For purposes of this section, a person shall be considered a resident of the commonwealth if such person’s last known mailing address, as shown in the records of the insurance institution, insurance representative or insurance-support organization, is located in the commonwealth.