Section 13. The registrar shall refuse issuance of a certificate of title if any required fee is not paid or if he has reasonable grounds to believe that:

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(a) Except as provided for in subsection (e) of section 20, the applicant is not the owner of the vehicle; or

(b) The application contains a false or fraudulent statement; or

(c) The applicant fails to furnish required information or documents or any additional information the registrar reasonably requires.