(1) Except for a person licensed under the consumer financial services act, a person shall not make or negotiate, or offer to make or negotiate, a credit card arrangement unless that person is licensed as provided in this act.
    (2) A licensee shall not make or offer to make a credit card arrangement except on the terms and conditions authorized by this act and the rules promulgated under this act.

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Terms Used In Michigan Laws 493.102

  • Credit card arrangement: means a loan or extension of credit that meets all of the following:
    (i) Is unsecured. See Michigan Laws 493.101
  • Licensee: means a person that is licensed under this act. See Michigan Laws 493.101
  • Person: means an individual, corporation, limited liability company, partnership, association, or other legal entity. See Michigan Laws 493.101