Subdivision 1.Definition.

For purposes of this section, “live check” means a negotiable check, money order, draft, or other instrument, the presentment or negotiation of which may obligate a consumer to pay for a good or service. For the purposes of this section, “live check” does not include a live check issued by a lender or financial institution, as defined in section 47.605, subdivision 1.

Subd. 2.Live check solicitation deemed deceptive sales practice.

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It is a deceptive practice under section 325F.69 to solicit a Minnesota resident for the sale of a good or service by providing a live check payable to the addressee, the presentment or negotiation of which obligates the addressee to purchase a good or service.