Subdivision 1.Reasons.

The Minnesota FAIR plan shall not cancel a policy issued under sections 65A.31 to 65A.42 except:

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Terms Used In Minnesota Statutes 65A.38

  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.

(1) for cause which would have been grounds for nonacceptance of the risk under the program had the cause been known to the plan at the time of acceptance;

(2) for nonpayment of premium; or

(3) with the approval of the governing board.

Subd. 2.Notice and statement of reasons.

Except as otherwise required under subdivision 4 or 5, at least 15 days’ notice of cancellation together with a statement of the reason therefor shall be sent to the insured with a copy sent to the commissioner.

Subd. 3.Statement of appeal rights.

Any cancellation notice or notice of refusal to renew to the insured shall be accompanied by a statement that the insured has a right of appeal as hereinafter provided.

Subd. 4.Homeowner’s insurance.

Cancellation of homeowner’s insurance, as defined in sections 65A.27 to 65A.29, is subject to the provisions of those sections.

Subd. 5.Commercial property insurance.

Cancellation of a commercial property insurance policy issued by the Minnesota FAIR plan must comply with sections 60A.35 to 60A.38.