§ 381.011 Citation of law — purpose statement
§ 381.015 Title insurance commitment, required statement, when — lender’s insurance ..
§ 381.018 Written contract with title insurer required for commitment or policy ..
§ 381.019 Required disclosures
§ 381.022 Title insurer, agency or agent not affiliated with a title agency may ..
§ 381.023 Underwriting claims and escrow practices, review of, required when — ..
§ 381.024 Denial of access and failure to cooperate prohibited, penalty
§ 381.025 Consideration for referrals, when, penalty
§ 381.026 Recording of deeds and security instruments
§ 381.029 Affiliated business — definitions — requirements — rules — violations
§ 381.038 Retention of records required, limitation, penalty for violation
§ 381.042 Rules, authority, procedure
§ 381.045 Violations, penalties
§ 381.048 Court actions authorized, when
§ 381.052 Persons authorized to conduct title insurance business
§ 381.055 Powers of title insurer
§ 381.058 License required for insurer to transact business of title insurance, ..
§ 381.062 Establishment and maintenance of minimum paid-in capital and paid-in ..
§ 381.065 Net retained liability limits, maximum amount — reinsurance allowed — ..
§ 381.068 Investment in title plant, amount restricted, considered asset
§ 381.071 Insurer’s duties, policies — examination of title, determination of ..
§ 381.072 Reserve requirements, reserve to cover all known claims — unearned premium ..
§ 381.075 Additional insurance laws applicable to title insurers, insurer’s ..
§ 381.085 Forms, director to approve before use — contents concerning coverage of ..
§ 381.112 Premium tax, premium income defined
§ 381.115 Licensing required for title agencies and title agents, exceptions — ..
§ 381.118 Examination required — education requirements, exemptions — approved ..
§ 381.122 Director authorized to inspect books and records
§ 381.161 Contract of title insurance through specific agent, agency, or insurer ..
§ 381.400 Definitions
§ 381.403 Title insurance companies and agents may enter into construction escrow ..
§ 381.405 Construction and guaranty agreements not authorized for title insurance ..
§ 381.410 Definitions
§ 381.412 Settlement agents, accepting funds, exemption — title insurer, deposit of ..
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Terms Used In Missouri Laws > Chapter 381 - Title Insurance Law

  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fiduciary: A trustee, executor, or administrator.
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Fraud: Intentional deception resulting in injury to another.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: may extend and be applied to bodies politic and corporate, and to partnerships and other unincorporated associations. See Missouri Laws 1.020
  • Personal property: All property that is not real property.
  • Personal property: includes money, goods, chattels, things in action and evidences of debt. See Missouri Laws 1.020
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Property: includes real and personal property. See Missouri Laws 1.020
  • Real Estate Settlement Procedures Act: Federal law that, among other things, requires lenders to provide "good faith" estimates of settlement costs and make other disclosures regarding the mortgage loan. RESPA also limits the amount of funds held in escrow for real estate taxes and insurance. Source: OCC
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: when applied to any of the United States, includes the District of Columbia and the territories, and the words "United States" includes such district and territories. See Missouri Laws 1.020
  • Statute: A law passed by a legislature.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Trust account: A general term that covers all types of accounts in a trust department, such as estates, guardianships, and agencies. Source: OCC
  • Trustee: A person or institution holding and administering property in trust.
  • United States: includes such district and territories. See Missouri Laws 1.020