30-14-1730. Consumer reporting agency security freeze removal procedures — notification. (1) A consumer reporting agency shall remove or temporarily lift a security freeze placed on a credit report:

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Terms Used In Montana Code 30-14-1730

  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Writing: includes printing. See Montana Code 1-1-203

(a)upon the consumer’s request pursuant to 30-14-1729 or 30-14-1732; or

(b)if the consumer reporting agency determines that the consumer made a material misrepresentation of fact when requesting the security freeze.

(2)When a consumer reporting agency removes a security freeze as provided in subsection (1)(b), the consumer reporting agency shall notify the consumer in writing at least 5 business days prior to removing the security freeze on the credit report.