33-1-207. Disability insurance. (1) Disability insurance, including credit disability insurance, is insurance of human beings:

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(a)against bodily injury, disablement, or death by accident or accidental means or the medical expense or indemnity involved; or

(b)against disablement or medical expense or indemnity resulting from sickness.

(2)Transaction of disability insurance does not include:

(a)workers’ compensation insurance; or

(b)a direct patient care agreement established pursuant to 50-4-107.